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Financial Recovery Learning Program

Master practical strategies and rebuild your financial foundation through our comprehensive 8-month program starting September 2025

Apply for September 2025

Meet Your Program Leaders

Our team brings decades of real-world experience helping Australians navigate financial challenges and build sustainable recovery strategies

Kieran Blackwood financial recovery specialist

Kieran Blackwood

Debt Recovery Specialist

Spent fifteen years working with major Australian banks before shifting focus to help individuals escape debt cycles. Kieran's practical approach comes from seeing both sides of the financial equation.

Ravi Thornfield budgeting expert

Ravi Thornfield

Budgeting & Planning Expert

Former financial planner who discovered traditional advice often missed the mark for people facing real hardship. Ravi developed our core curriculum based on what actually works in tough situations.

Sage Millbrook financial counselor

Sage Millbrook

Financial Counselor

Combines psychology training with financial expertise to address the emotional side of money troubles. Sage helps participants break through the mental barriers that keep people stuck.

Dex Rainwater small business advisor

Dex Rainwater

Small Business Recovery

Turned around his own failing business in 2019 and now teaches others how to separate personal and business financial recovery. His workshops focus on practical cash flow management.

8-Month Recovery Journey

Each phase builds on the previous one, giving you time to implement strategies before moving forward

1

Foundation Assessment

Complete financial health check and create your personalized recovery roadmap. We'll identify immediate priorities and establish realistic goals based on your specific situation.

Month 1 - September 2025
2

Emergency Stabilization

Learn crisis management techniques and implement immediate cost-cutting measures. Focus on stopping financial bleeding and negotiating with creditors effectively.

Months 2-3 - October-November 2025
3

Debt Restructuring Strategy

Master negotiation tactics with lenders and develop sustainable repayment plans. Understand your rights and explore consolidation options that actually help.

Months 4-5 - December 2025-January 2026
4

Income Enhancement & Rebuilding

Explore realistic income opportunities and start building your financial safety net. Focus on sustainable growth rather than get-rich-quick schemes.

Months 6-8 - February-April 2026

Ongoing Support & Resources

Recovery isn't something you do alone. Our support system helps you stay on track when motivation dips or unexpected challenges arise.

  • Weekly group check-ins with fellow participants
  • Monthly one-on-one sessions with your assigned counselor
  • 24/7 access to our online resource library and tools
  • Emergency support line for urgent financial crises
  • Job search assistance and interview preparation
  • Legal referral network for complex debt situations
Financial recovery support session in progress

Program Details & Next Steps

Applications open June 2025 for our September intake. We keep class sizes small to ensure individual attention.

Program Investment

Payment plans available to fit your current situation. No one turned away due to financial hardship.

Sliding scale pricing Discuss Options

Time Commitment

Two evening sessions per week plus self-paced online modules. Designed for people juggling work and family responsibilities.

6-8 hours weekly View Schedule

Application Process

Simple initial consultation to ensure the program matches your needs. We want participants who are ready to do the work.

No credit checks required Start Application